[Hiring] Compliance Analyst @Peratera

Role Description

Peratera is looking for an experienced Compliance Analyst to support our Compliance team, with a primary focus on business customer onboarding and KYB, alongside transaction monitoring and ongoing customer reviews. You will assess corporate customers, analyse ownership structures and risk profiles, support enhanced due diligence, and help identify and escalate potential financial crime risks. The role offers the opportunity to work with international businesses across fintech, payments, EMI and FX sectors.

Your Tech Environment

What You’ll Do:

• Conduct end-to-end KYB onboarding and due diligence for corporate customers
• Review complex ownership structures, UBOs, directors and associated parties
• Assess customers operating in fintech, payments, FX, financial services and other higher-risk sectors
• Complete customer risk assessments and identify when EDD is required
• Review source of funds/source of wealth and expected business/payment activity where appropriate
• Conduct PEP, sanctions and adverse-media screening and escalate material concerns
• Prepare clear onboarding summaries and recommendations for Compliance approval
• Support periodic and trigger-based reviews of existing customers
• Assist with transaction monitoring alerts, investigations and escalation of unusual activity
• Work closely with Compliance, Operations and Commercial teams to resolve onboarding queries efficiently
• Maintain accurate compliance records and ensure onboarding files meet internal and regulatory standards

Qualifications

• Ideally 3–4 years' experience in KYC/KYB, onboarding or financial crime compliance
• Strong preference for experience within an EMI, payment institution, fintech, FX or banking environment
• Good understanding of AML/CTF, sanctions, PEPs, UBO identification and corporate structures
• Ability to analyse information independently and clearly document compliance decisions
• Experience reviewing international and higher-risk business customers

Nice to Have

• Experience working with complex or higher-risk businesses, particularly in fintech, payments, FX, crypto or other financial services
• Experience with compliance and screening tools such as ComplyAdvantage, Dow Jones, World-Check or similar
• Good understanding of UK/EU AML requirements and regulatory expectations for EMIs and payment institutions
• ACAMS, ICA or another relevant financial crime/compliance qualification

Benefits

• Competitive, market-aligned compensation
• A meaningful role in a growing, FCA-authorised fintech
• The opportunity to work with international B2B customers across payments, fintech and FX
• Direct exposure to real-world compliance and financial crime challenges
• A collaborative, international and distributed team
• Remote-friendly setup with flexible working hours
• A culture of ownership, trust and knowledge sharing