[Hiring] Senior Machine Learning Scientist, Borrowing @Monzo

Role Description

The mission of Borrowing ML Scientists is to improve the customer and business outcomes through better automated decisioning, using Machine Learning and Statistical modelling.

• Primary focus in credit risk modelling
• Expertise applied to predict and optimise utilisation, pricing, collection and marketing
• Work alongside a team of experienced ML Scientists
• Own multiple ML applications end-to-end, from experiment design and data curation to deployment and monitoring
• Empowered to innovate in data, methodologies, and toolings
• Exposure to all Borrowing products and applications
• Autonomy to decide impactful topics to work on
• Collaborate with Credit Strategy Managers, Model Validation Analysts, Backend Engineers, and Product Managers
• Influence product and credit strategy beyond just models

Qualifications

• Excellent SQL and Python skills with good understanding of best practices in software engineering and data engineering
• In-depth knowledge of statistical and machine learning models: gradient boosted trees, logistic regression, neural networks, survival analysis, etc.
• Solid knowledge of statistics: hypothesis testing, confidence intervals, bootstrap
• Experience of end-to-end model development and maintenance of ML models used for business critical automated decisioning, in a consumer facing industry
• Great attention to details while keeping an eye on the big picture
• Excellent communication skills to articulate complex problems
• Capability to build mutual respect and trust with people of different backgrounds

Requirements

• Experience in UK/EU retail lending businesses for personal/business customers (nice to have)
• Experience of ML model governance in a regulated industry (nice to have)
• Experience in leveraging modern day AI tools for productivity (nice to have)

Benefits

• Salary: £86,000 to £105,000 plus stock options & benefits
• Relocation assistance to the UK
• Visa sponsorship available
• Hybrid working pattern or fully remote within the UK with occasional travels to London
• Work from home setup support including Macbooks
• Flexible working hours
• Learning budget of £1,000 a year for books, training courses and conferences
• And much more, see our full list of benefits

Company Description

At Monzo we want to make money work for everyone. We care deeply about our 15+ million customers. Through magically simple products and actionable insights, we put our customers in control of their finance.

• Our products are different by design, and reliable at our core
• Our range of borrowing products are critical to Monzo’s mission
• Key revenue driver to support Monzo in delivering great products and experience
• Stellar growth and deep engagement with millions of borrowers
• Expanding product portfolios from personal to business credit, and markets beyond the UK