[Hiring] Senior AI Product Engineer @Cobre

Role Description

Cobre is Latin America’s leading instant b2b payments platform. We solve the region’s most complex money movement challenges by building advanced financial infrastructure that enables companies to move money faster, safer, and more efficiently. We enable instant business payments—local or international, direct or via API—all from a single platform.

The team you'd lead:

• Risk Products builds the systems that decide who Cobre can do business with and which money movements are allowed to happen:
• Client onboarding and KYB
• Document collection and verification
• Sanctions and counterparty screening
• Real-time transaction decisioning
• Backoffice for compliance analysts
• We run the Builder Model. Engineers here own product, design, and code end-to-end.
• We are AI-native in the product and in how we build it.

What we are looking for:

• An engineer who can take an AI-powered capability from "this might work" to "this runs in production, in a regulated flow, and we can prove it's correct."

What would you be doing:

• Own features end-to-end — from problem framing and product decisions through API design, implementation, rollout, and the metrics that prove the outcome.
• Start from the problem, not from the model — decide where AI genuinely belongs.
• Design for the model being wrong — confidence thresholds, escalation paths, and human-in-the-loop workflows.
• Define correctness before you ship — golden datasets and evaluation suites.
• Treat prompts, models, and thresholds as engineering artifacts.
• Build the deterministic scaffolding around the nondeterministic part.
• Instrument before you build — decide the metric and the dashboard up front.
• Design for compliance constraints as first-class requirements.
• Work AI-natively, and own everything you merge.
• Mentor, and raise the bar around you.

Qualifications

• 5+ years building and operating production backend services.
• Depth in at least one back-end focused language, and willingness to learn Go.
• Production experience with LLM-backed features.
• Distributed systems fundamentals.
• Cloud-native AWS development.
• Architectural judgement.
• Testing discipline.
• Product instinct and directness.
• A track record of mentoring.
• Professional fluency in Spanish.
• Strong written and spoken communication in both Spanish and English.

Requirements

• Payments, treasury, banking or fintech background.
• Experience with agentic systems.
• Comfort building the frontend for what you ship.
• Kafka, schema registries, and contract evolution in production.

Benefits

• You will own AI capabilities that are load-bearing for how fast Cobre can activate a client and how safely it can move money.
• Engineers are trusted to decide what to build, not just how to build it.