[Hiring] Take Loss No Policy Bodily Injury Unit @Allstate

Role Description

Responsible for investigating and confirming the facts of loss for basic automobile accidents. Applies analytical thinking to determine coverage, liability, damages and otherwise adjusts and negotiates claims within limit of authority.

National General is seeking an experienced Claims Adjuster with a strong foundation in policy coverage and investigations to join our Take Loss No Policy Bodily Injury Unit. The ideal candidate will be well-versed in handling policy denials, cancellations, and Uninsured Motorist (UM) waivers and rejections. This role requires someone who can effectively prioritize tasks, manage escalated issues, and navigate challenging claim scenarios with accuracy.

Key Responsibilities

• Applies basic understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department.
• Handles investigation regarding most aspects of auto claims (coverage, liability and damages) with the exercise of limited discretion (limited independence).
• For claims involving injuries (if handled), learns how to review, evaluate, and negotiate basic injury claims.
• Recognizes and identifies body parts of a vehicle and understands other potential property damage.
• Identifies customer needs and works to meet those needs using appropriate customer service skills.
• Determines subrogation or fraud potential and how to handle.

Supervisory Responsibilities

• This job does not have supervisory duties.

Qualifications

• Auto Insurance Claims
• Bodily Injury Claims
• Effective Written Communication
• Insurance Policies
• Proactive Problem Solving

Requirements

• Individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding.
• Must not hold any outside appointments at any point during employment.
• Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team.

Compensation

• Adjuster Analyst III: $50,000.00 - 65,300.00/salary
• Adjuster Cons I: $53,500.00 - 77,800.00/salary
• Adjuster Cons II: $56,000.00 - 82,500.00/salary
• Adjuster Sr. Cons I: $68,500.00 - 104,100.00/salary

Compensation is based on experience and qualifications. Total compensation for this role may include additional components, such as incentive pay (for example, commission or bonus), if applicable.

Benefits

• Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse.
• Monthly connectivity reimbursement for employees eligible to work from home.
• Dedicated, private workspace free from distractions required when working from home.
• Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.