[Hiring] Residential Mortgage Loan Senior Closer @Fulton Bank

Role Description

This is a full-time career opportunity that can be remote within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA.

The primary responsibility of this position is to prepare, compile and organize legal documents for the settlement phase of residential mortgages for various loan types and products. Incumbents in the senior position will execute assignments of a higher degree of scope and complexity relative to the core position, complete special projects as assigned and mentor junior staff.

Responsibilities

• Prepare, review and organize legal documents for residential mortgage loan and product settlements.
• Ensure conditions, including but not limited to title binder, fees, closing service letter, wire instructions, and hazard and flood insurance policies are satisfactory for loan closure and are within investor guidelines.
• Establish and maintain high quality working relationships with all customers, attorneys and title companies.
• Guide internal customers in the collection of appropriate documentation to secure second mortgages and/or other products.
• Maintain in-depth knowledge of and ensure adherence to all conventional and government mortgage closing procedures, guidelines, regulations and processes.
• Ensure compliance with requirements under TRID.
• Lead, train and mentor junior staff.
• Resolve escalated issues.
• Assist in the development and implementation of process improvements.
• Complete special projects.

Qualifications

• High School Diploma or equivalent. (Required)
• 3 or more years Residential Mortgage banking and closing. (Required)

Requirements

• This role may perform other job duties as assigned by the manager.
• Each employee of the Organization is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures.
• Ensure that all Compliance Training assignments are completed by established due dates.
• Understand and identify compliance risks impacting their department(s).
• Ensure compliance with applicable laws or regulations.
• Escalate compliance risks to the appropriate level of management.

Benefits

• Comprehensive benefits package including medical plans with prescription drug coverage.
• Flexible spending account or health savings account depending on the medical plan chosen.
• Dental and vision insurance.
• Life insurance.
• 401(k) program with employer match and Employee Stock Purchase Plan.
• Paid time off programs including holiday pay and paid volunteer time.
• Disability insurance coverage and maternity and parental leave.
• Adoption assistance.
• Educational assistance.
• A robust wellness program with financial incentives.