[Hiring] Mortgage Loan Processor @Alpine Bank

Role Description

The primary function of a mortgage loan processor is to work with loan officers and underwriters to facilitate the mortgage application process. They review loan applications, verify financial information, and ensure correct document submission. Remote work is an option; our requirement is that the successful candidate lives in Colorado in order to be more available for physical branch visitations.

• Verifies that loans originated can be done pursuant to available programs and investor guidelines.
• Reviews and analyzes all loan documentation received such as appraisals, loan applications, credit reports, income, assets, and title insurance.
• Checks ratios and verifies accuracy of AUS findings and program applicability.
• Inputs loan file documentation accurately into necessary software programs.
• Reviews and submits applications and conditions to the underwriter for approval.
• Orders third party documentation and reports.
• Provides status updates to Mortgage Loan Officers.
• Identifies potential issues and communicates with Mortgage Loan Officer.
• Monitors overall loan processing cycle time to ensure loan closes on time.
• Obtains and verifies clearance of all underwriting conditions and prepares the file for submission to closing.
• Regular and reliable attendance is required as an essential function of this position.
• Performs other duties as assigned.
• Employees are held accountable for all duties of this job.

Qualifications

• Detail oriented with exceptional multi-tasking and organizational skills.
• Ability to work in a fast-paced environment with a desire for professional growth.
• Ability to work independently with a minimum of supervision.
• Is a self-starter, works well under pressure, and is accountable for meeting deadlines.
• Proficient in Microsoft Word and Excel programs.
• Understanding and application of banking compliance regulations.

Requirements

• High School Diploma or General Education Diploma (GED) equivalent required.
• Additional college level courses in real estate or business are preferred.
• Possession of or access to reliable transportation.
• Possession of, or ability to obtain, a valid State of Colorado Drivers’ License, is required.
• A minimum of five (5) years’ working in a Mortgage Department in a financial institution, for a title or real estate company is required.
• A minimum of three (3) years mortgage loan processing and knowledge of FNMA/FHLMC/FHA and VA guidelines is preferred.
• Experience using Encompass LOS is preferred.
• An equivalent combination of education and experience may be substituted on a year-to-year basis.

Benefits

• Starting Rate of Pay is from $25.00 - $30.00 per hour, depending on experience.
• Position anticipated to close May 1, 2026, or until filled.
• For an overview of our employee benefits, please visit: Alpine Bank Careers Page.