[Hiring] Loan Officer Assistant @Emapta

Role Description

Accelerate your career as a Loan Officer Assistant supporting one of America's leading mortgage organizations. Your expertise keeps lending operations accurate, compliant, and moving toward faster approvals, directly improving homeownership experiences. Build lasting international experience through a long-term global career with Emapta, where top 1% talent enjoys meaningful growth, stability, continuous learning, and exceptional opportunities while shaping business success daily.

Qualifications

• At least 2 years of experience in mortgage loan origination, loan processing, loan opening, or a Loan Officer Assistant role
• Proficiency in working with Loan Origination Systems (LOS)
• Knowledge of conventional, FHA, VA, and USDA loan documentation
• Understanding of mortgage disclosures and compliance requirements
• Strong organizational and multitasking skills
• Excellent written and verbal communication skills
• Exceptional attention to detail and accuracy
• Ability to work independently while managing multiple active loan files

Requirements

• Hands-on experience using Blend
• Familiarity with Automated Underwriting Systems (DU/LP)
• Knowledge of FNMA/FHLMC underwriting documentation
• Experience supporting high-volume Loan Officers
• Proficiency in Loan Origination Systems (Encompass, Blend, or similar)
• Proficiency in Microsoft Office Suite and Document Management Systems
• Knowledge of mortgage compliance documentation
• Proficiency in Automated Underwriting Systems (AUS)

Core Competencies

• Exceptional attention to detail
• Effective time management
• Strong organizational skills
• Customer service orientation
• Problem-solving abilities
• Effective written and verbal communication
• Process discipline and compliance
• Confidentiality and professionalism
• Team collaboration and relationship building

Responsibilities

• Pre-Approval Support
  • Prepare TBD (To Be Determined) approval disclosures
  • Process Loan Estimates (LEs) through Blend or the designated Loan Origination System (LOS)
  • Generate Automated Underwriting System (AUS) findings
  • Review and organize borrower documentation
  • Submit loan files for Pre-Approval Underwriting
  • Verify that all required pre-approval documentation has been collected
• Loan File Setup
  • Create and organize new loan files within the Loan Origination System (LOS)
  • Complete loan setup notes, including 1003 URLA documentation
  • Rename and categorize electronic documents according to company standards
  • Identify missing documentation through file reviews
  • Retrieve property profiles and tax records
  • Maintain complete and accurate loan documentation throughout the process
• Order Third-Party Services
  • Coordinate and order borrower and employment verification requirements, including Employment Verifications (VOE/WVOE), Verification of Mortgage (VOM), Verification of Rent (VOR), credit supplements, collection payoffs, and IRS tax transcripts.
  • Request and manage property- and insurance-related documentation, including Evidence of Insurance (EOI), homeowners insurance information, Replacement Cost Estimates (RCE), flood certifications, property data verification, and HOA certificates.
  • Obtain loan closing and supporting documents, including mortgage payoff statements and other required third-party reports to ensure complete, accurate, and compliant loan files.
• Pre-Processing and Loan Scrub
  • Assess loan files for completeness and accuracy
  • Update internal file contact information
  • Request title work
  • Conduct an initial loan scrub before processing
  • Record loan notes and processing comments
  • Organize and rename supporting documents
  • Assemble files for Initial Disclosure packages
  • Confirm USPS address information
  • Detect missing conditions before processor review

Success Metrics

• Open loan files accurately and on time
• Complete third-party orders within established service level agreements (SLAs)
• Minimize documentation deficiencies
• Maintain fast turnaround from application to underwriting
• Achieve high Loan Officer satisfaction
• Reduce error and rework rates
• Ensure compliance with investor guidelines and regulatory requirements